1) Agreement: referring your friend, you agree that you have read and understood the terms of this draw.
2) Prize: 2 Apple iPhone XS Max 256 GB with an approximate retail value of £1,249 each. One Curve customer can only win one iPhone. You are not eligible to win an iPhone as both a Referrer (defined below) and a Referee (defined below). You are eligible to win only one iPhone if you apply through the no purchase necessary route (which is only available to Northern Irish residents), please see Section 8 for further details.
How to enter:
3) Eligibility: Subject to the additional restrictions below, the draw is open to all Curve customers who are:
(a) eighteen (18) years of age or older as of the date of entry; and (b) have an active Curve card as of the 7th of May, 2019 or have been referred after the 7th of May but before 7th of June, 2019; and (c) subject to Section 20 which excludes certain countries due to legal requirements, are resident in one of the eligible countries; and (d) have full legal capacity to accept these terms.
4) You will qualify to be a Referrer for this draw if you have referred one or more than one person to sign up for Curve, and such person will have successfully created their Curve account, received their Curve card, activated it and made their first transaction before the 20th of June, in order to be eligible. A Referrer must have an active Curve card with which they have transacted over the past  months. In case you sign up for a Curve card during the duration of the prize draw, you would need to have also, successfully created your Curve account, received their Curve card, activated it and made their first transaction before the 20th of June, 2019 in order to be eligible as a Referrer.
5) You will qualify to be a Referee for this draw if you have been referred by an eligible Referrer and have signed up for the Curve account, received and successfully activated your Curve card and made your first transaction during the promotional period.
6) To enter the draw, a Referrer needs to successfully refer a Referee to win. Every successful referral will be counted as an entry to the draw for the Referrer and the Referee.
7) You can find your personalised referral code on the Curve app by tapping the menu on the top left of the screen and choosing ‘Share Curve & get £5’. Please note that only sharing the link does not guarantee that your entry as a Referrer will be complete, you would also need to ensure that the referral code has been added by the Referee when they are signing up for the account.
8) *No Purchase Necessary route: *Residents of Northern Ireland are eligible to enter the promotion using the no purchase necessary route (i.e. without ordering a Curve card or referring a Referee) by fulfilling the following conditions:
a) You are the holder of an active Curve card;
b) You have made a transaction using your Curve card in the past 12 months;
c) you email firstname.lastname@example.org with the subject: [Win iPhone promo 2019] before the close of the draw at 11:59:59 PM on the 7th of June, 2019 with your name, email address used for signing up for your Curve account, mobile telephone number and date of entry for that particular entry.
You will only be eligible to win a single iPhone in the draw. Northern Irish residents may only provide one entry for the entire promotional period using the No Purchase Necessary Route. If you decide to use the No Purchase Necessary route, you are no longer eligible for entering the prize draw by referring friends or being a Referee.
9) Promotional period: All new accounts, by the Referrer (if applicable) and the respective Referee, must be created between 9:00:00 AM (BST) on the 9th of May, 2019 to 11:59:59 PM (BST) on the 7th of June, 2019]. Only customers that have successfully created and activated their Curve card and made their first transaction as per the terms of this draw are eligible to win. The first transaction must be made by the Referrer (if applicable) and the respective Referee before the 20th of June, 2019 at 11:59:59 (BST).
10) *Announcement of winner: *
a) Subject to (b) below, there will be two winners – one Referrer and one Referee, where the Referrer has referred the Referee using the Referrer’s referral code.
b) Subject to (c), below, iIf a winner is an entrant who has used the No Purchase Necessary Route then athe second draw will be made and there will be a further two winners – one Referrer and one Referee, where the Referrer has referred the Referee using the Referrer’s referral code.
c) If the winner of the second draw is an entrant who has used the No Purchase Necessary Route then Curve shall in its absolute discretion decide whether to draw a third prizesingle winner will be drawn from the remaining Referees, Referrers and No Purchase Necessary entrants.
d) The draw will take place and the winner of the draw will be announced on the 21st of June on the Curve Blog or Curve’s social media channels. Curve will get in touch with the winners by email. You must accept the prize, 48 hours after being contacted, by email linked to your Curve account or social media or any other means as may be deemed necessary. If you do not accept within 48 hours, Curve will re-draw another random winner(s) from the list of eligible winners following the process described above and you will not be counted as an eligible entry for this draw.
11) For a valid entry, both a Referrer and the Referee need to have signed up for Curve accounts, ordered their Curve cards, received and activated their Curve cards and made first transactions. Unless you are eligible to apply as per the ‘no purchase necessary’ entry route.
12) All valid entries will be entered into the prize draw and the winner(s) will be chosen at random. Please note that you only need to sign up for a Curve Blue card in order to be eligible for a valid entry and that the purchase of a Curve Black or Curve Metal subscription will not increase your chances of winning the draw.
13) All decisions are at Curve’s discretion and will be final. The winners chosen at random are final and no correspondence will be entered into concerning this.
14) Curve reserves the right to announce your name in social media, blogs and any other channel it may use and also request a short review of the experience which may be featured on Curve’s blog or social media.
15) As Referee you need to ensure that you enter the referral code at the time of signing up for the Curve account. The code will not be applied retrospectively.
16) You will also be eligible to receive Curve Rewards from your ‘Share Curve, Get £5’ rewards points, where when the Referee uses the Referrer’s code to sign up and starts using Curve, you both will receive £5 worth of Curve points once you’ve both made your first transaction.
17) This prize draw is free to enter.
20) This draw will be governed by English law and the English courts have jurisdiction to hear any disputes in relation to it. This draw shall be void anywhere it is prohibited by law, irrespective of the eligibility requirements set out above. This draw excludes entries from certain countries including but not limited to Portugal, Sweden, Ireland, Belgium due to legal requirements.
21) Curve retains the right to amend the terms of this draw without any prior notice.
22) Curve retains the right to withdraw the prize at a date even after the announcement of the winner(s).
23) No employees of Curve or their immediate families are allowed to enter into this draw.
24) If any act, omission, event or circumstance occurs which is beyond the reasonable control of Curve and which prevents Curve from complying with or fulfilling any element of these Terms and Conditions, Curve will not be held liable or responsible in such event.
25) Apple is not affiliated with this contest. This promotion is in no way sponsored, endorsed or administered by, or associated with, Apple. Curve is not liable for ensuring that the iPhone functions properly and meets your needs. Curve will not be liable for any loss, damage or non-performance arising from the delivery or use of the product offered through this draw. Prize delivery is subject to availability and may take some time to arrive.
26) Apple is a trademark of Apple Inc., registered in the United States and other countries. Apple is not a sponsor of this promotion – prizes are provided by Curve 1 Ltd.
27) The prize is non-transferable and cannot be exchanged for cash or vouchers. The prize cannot be used in conjunction with any other discount or offer by Curve. In case you do not want an iPhone XS Max, you would forfeit the prize.
28) You can not enter the draw multiple times by creating multiple accounts. Any user who enters the draw with more than one account will be immediately disqualified.
29) Current users are not eligible for this draw by closing their current account and creating new referred accounts. If you are a current user and cancel your account to create an account for entering this draw, you will be disqualified from the draw.
30) You agree that in entering into this draw you are not acting on behalf of, or for the benefit of, anyone else.