Is The Curve Card Free?

Curve lets you supercharge your existing bank cards in one smart card, and one even smarter app, so you can experience our amazing features like 1% instant Curve Cash, our killer FX rates and you can even Go Back in Time to switch the card you used. This might all sound too good to be true… Surely it’ll cost you, right?

Well, we’re delighted to say, for most customers, most of the time, it won’t cost you a penny. 

Curve Blue is your gateway to financial freedom, packed with all our innovative signature features you’ll love: combine multiple cards, Go Back in Time, killer FX rates when you travel and 1% Instant Curve Cash for an introductory 90 days. We’ll send it to you for free and there’s no monthly subscription to pay. You just get fantastic features and benefits.

The reason we can’t say ‘Curve is Free’, is that there are occasional costs when you buy things abroad or make foreign ATM withdrawals.

  • Do you love to travel? Who doesn’t? But travelling can be tricky when you’re being blind-sided by exchange rates. Our killer FX rates are incredibly competitive. During the week, with our premium cards, we give you access to the advantageous interbank rate – which put simply is the same rate that the banks use to transfer money between themselves.  On weekends, we take the rate from Friday 23:59 and charge an additional 0.5% for all transactions made in GBP, EUR and USD and 1.5% for all other supported currencies. You can read all the finer details about these charges here.
  • When you’re enjoying your travel adventures, you’ll be pleased to know whatever Curve card you have, you can use it for ATM withdrawals abroad. With Curve Blue, ATM withdrawals during the week are fee-free for up to £200/month. Curve Black withdrawals are fee-free for up to £400/month and £600/month for Curve Metal cardholders. After these limits, you will be charged £2 or 2% per withdrawal, whichever is higher. Charges at weekends may apply. 

If you choose to upgrade to Curve Black or Curve Metal, you pay a monthly subscription fee to enjoy upgraded features and exclusive benefits to help you uncover a whole new world of financial freedom.

For just £9.99 (€9.99) per month, you can get Curve Black – your ultimate travel companion. With Curve Black you get AXA Travel Insurance plus gadget insurance for your mobile phones, tablets and laptops – you wouldn’t want to travel with anyone else. You also get the chance to earn Curve Cash from your 3 chosen retailers for an unlimited period.

Our greatest card yet is our beautifully brushed 18g Curve Metal card (in your choice of 3 distinctive colours) and for only £14.99 per month, this card opens the door to an unparalleled spending experience. With the chance to earn Curve Cash from 6 of your chosen retailers for an unlimited period. You get all the coverage you get with Curve Black, plus with Rental Car Collision Damage Waiver Insurance, your rental car will be protected while you’re on a trip. You’d also get treated like royalty with worldwide LoungeKey access to airport lounges.

So as you can see, we offer you a range of innovative and fantastic features to be experienced at all tiers. With Curve, whatever card you choose, you unlock a whole new meaning to financial empowerment, equipping yourself with all the best tools to take on the world 😌

FX and ATM withdrawal limits are subject to our fair use policy and the Curve card tier. Weekend rates apply for any foreign currency or ATM transactions between Fridays 23:59 and Sunday 23:59 GMT. Curve Cash is at selected retailers, depending on card tier. AXA Travel Insurance is available in eligible countries only for Curve Black and Curve Metal card. LoungeKey access only for Curve Metal cards. Curve Metal cards are only available to UK customers at the time of writing. Go-Back-In-Time is limited to 14 days from the date of payment.